(1) Facts indicating that a bank acquired shut-stop home property finance loan loans, tiny business loans, compact farm loans, or automobile loans for the only or primary goal of inappropriately boosting its retail lending functionality, including, but not limited to, details indicating subsequent resale of such loans or any indication that these kinds of loans are actually regarded as in multiple depository institutions' CRA evaluations, by which situation the Board isn't going to take into consideration this sort of loans during the financial institution's performance analysis;
The lender must contain the prepared notices in the public file inside three company times soon after obtaining notification through the FFIEC of The provision from the disclosure statements.
(ii) To obtain possession or control of shares or all or substantially each of the property of a bank, to trigger a bank to be a subsidiary of the bank Keeping enterprise, or to merge or consolidate a lender holding organization with some other bank Keeping enterprise in a very transaction that needs acceptance below section three of your Lender Keeping Corporation Act (twelve U.S.C. 1842);
인터넷이라는 광활한 바다를 항해하며 정보의 보고를 찾는 우리에게 네이버는 든든한 나침반이자, 탐험의 동반자와 같습니다. 검색, 뉴스, 지식인, 쇼핑, 메일, 블로그 등 네이버는 우리 일상의 거의 모든 영역에 깊숙이 스며들어 있습니다.
The Board testimonials the effect and responsiveness of the bank's Neighborhood improvement loans and Local community improvement investments that benefit or serve a facility-based evaluation spot, as offered in § 228.fifteen.
) The allocation of loans, investments, solutions, and products to the financial institution, or amongst affiliated banking institutions, must mirror a reasonable foundation for the allocation and will not be for the sole or Most important function of inappropriately enhancing any financial institution's CRA analysis.
(2) The dispersion of the financial institution's closed-end dwelling mortgage lending, smaller organization lending, tiny farm lending, or auto lending inside of a facility-primarily based assessment area to ascertain whether you'll find gaps in lending that aren't discussed by efficiency context;
A lender that been given a less than “Satisfactory” establishment score for the duration of its most recent examination must include get more info in its general public file an outline of its present-day initiatives to further improve its general performance in helping to meet the credit requirements of its overall community.
(five) An index of retail banking solutions (which include several hours of Procedure, available loan and deposit items, and transaction costs) frequently offered on the bank's branches and descriptions of material distinctions in The supply or cost of expert services at particular branches, if any.
네이버는 블로그를 통해 저작물이 무단으로 공유되는 것을 막기 위해, 저작권을 침해하는 컨텐츠가 포함되어 있는 게시물의 경우 주제 분류 기능을 제한하고 있습니다.
모바일 웹 브라우저(크롬, 사파리 등)에서 ""을 주소창에 입력하면 네이버 모바일 웹 페이지로 이동합니다.
) Any boost in the calendar yr to an existing Group advancement loan which is refinanced or renewed or to an present Local community enhancement investment decision that's renewed;
For automobile loans, the Board compares a financial institution's geographic and borrower distributions to the applicable Group benchmarks, as offered in paragraph (file) of the segment and area VI of appendix A to this part.
has a similar indicating as that phrase is described with the Director from the Office of Management and Budget.